When you enrol your employees on an adult basic education and training course, they will receive many skills that will enable them to function better in a personal capacity. One of the greatest advantages is that they will learn how to plan and manage personal finances. This will enable them to save money that will help them have enough funds available upon retirement to continue living to a certain standard. It will also teach them to spend their money wisely and no to become over indebted in a society where it is just too easy to apply for credit that is way beyond a person’s means to repay.