It is imperative that every South African is in control of their personal finance. However, over 3 million people in the country are illiterate and therefore do not have the means or education to be able to achieve this. Many people become over indebted as a result which negatively affects the economy of the country. It is thus necessary to assist any person who is unable to take care of their finances by giving them the education and training that will give them the knowledge on how to increase their money instead of spending every cent that they have. You, as an educated person, may take for granted the simplicity of handling your finances but it is important to pass these skills on to any person who may be in need.