If you are paying your employees salaries or wages directly into their bank accounts, it is important to ensure that they have basic banking sector education. They need to know how they can access their funds in the bank account and how much money is available to them. They also need to be aware of interest charged on their money and any other applicable bank charges or fees that will be deducted from their monies. Banking sector education will also teach your employees the value of saving their money which will result in them being able to live within their means and not become over-indebted.